4.26.2014

TELLING THE TRUTH

Abdullah ibn Masood(r.a.a) relates that the Prophet
(s.a.w) said ‘A true action leads to the path of
virtue and good deeds, and virtue paves the way of a
person to Paradise, and the said person continues to
speak the truth till in the sight of Allah he is named
Siddiq (Truthful). lying leads to vice, and vice
leads to indecent acts and a person goes on lying till
in the sight of Allah he is named a liar.’
(Bukhari and Muslim)
from Riyadh us-Saleheen, hadith #54
Telling the truth is a very good habit. If you always speak the truth, you can save yourself from a lot of trouble! Here is a story of a man who did a lot of bad things, but his promise to tell the truth saved him.
Once a man came to the prophet Muhammad (S.A.W.) and said, “Oh prophet of Allah, I have many bad habits. Which one of them should I give up first?” The prophet said, “Give up telling lies first and always speak the truth.” The man
promised to do so and went home. At night the man was about to go out to steal. Before setting out, he thought
for a moment about the promise he made with the prophet. “If tomorrow the prophet asks me where have I been, what shall I say? Shall I say that I went out stealing? No, I cannot say that. But nor can I lie. If I tell the truth,
everyone will start hating me and call me a thief. I would be punished for stealing.”
So the man decided not to steal that night, and gave up this bad habit. Next day, he felt like drinking wine, when he was about to do so, he said to himself, “What shall I say to the prophet if he asks me what did I do during the
day? I cannot tell a lie, and if I speak the truth people will hate me, because a Muslim is not allowed to drink wine.” And so he gave up the idea of drinking wine.
In this way, whenever the man thought of doing something bad, he remembered his promise to tell the truth at all times. One by one, he gave up all his bad habits and became a good Muslim and a very good person. If you always speak the truth, you can be a good person, a good Muslim whom Allah likes and favors. If Allah – our Creator – is pleased with us, He will reward us with HEAVEN, which is a place of happiness and joy.

4.24.2014

Salah for Allah (TAHAJJUD)

He awakes in the middle of the night with a purpose. Slowly, he gets out of bed and quietly slips off to the bathroom so not to awaken the others. Inside he feels refreshed as the cool water splashes on his face, arms and feet. Revived, he heads out with a purpose to his prayer room. He has had a very difficult day with a lot of questions echoing in his head, but he did not complain to anybody, as he knows there is only One who can assist him. The One who ordered him to seek assistance through prayer and patience, so here he is, seeking assistance through prayer, while many others sleep. He raises his hands above his shoulders and proclaims the greatness of his Creator “Allahu Akbar!”, then folds them on his chest. Quietly, he seeks protection from the accursed Satan, and begins in the name of his Lord. He recites The Opening Chapter in beautiful rhythmic tones. He takes his time, knowing that after every verse, his Lord replies. “All praise is for Allah, the Lord of the Worlds,” he begins. He can feel the response within him, “My slave has praised me!” “Most Gracious, Most Merciful,” he continues. “My slave has glorified me!” is the response. “Master of the Day of Judgment,” he affirms. “My slave has related all matters to me,” Allah responds. “You alone we worship and You alone we ask for help,” he attests. Allah’s reply fills his heart with hope and joy, “This is between me and my servant and my servant will have whatever he asks for!” At this point, he breaks down into tears as he asks Allah for the most important thing in his life,

4.23.2014

The Muslim Woman: Her Status in Islam



Dear Members, As Salaamu Alaikum! 
The status of the Muslim woman in Islam is very noble and lofty one, and her effect is very great in the life of every Muslim. Indeed, the Muslim woman is the initial teacher in the building of a righteous society, providing she follows the guidance from the Book of Allah and the Sunnah of His Prophet Sallallahu Aliahi wa Sallam. 


Since adherence to the Quran and the Sunnah distances every Muslim - male or female - from being misguided in any matter. The misguidance that the various nations suffer from, and their being deviant, does not come about except by being far away from the path of Allah - the Most High, the Most Perfect - and from what His Prophets and Messengers, may Allah's peace be upon them all, came with. The Prophet Sallallahu Aliahi wa Sallam said: "I am leaving behind me two matters, you will not go astray as long as you cling to them both, the Book of Allah and my Sunnah." [Hasan: Related by Maalik in al-Muwattaa (2/899) and al-Haakim (1/93), from Ibn 'Abbass radiaalahu'anhu. It was authenticated by al-Albaanee in as-Saheehah (no.1871).]

The great importance of Muslim woman's role - whether as wife, sister or daughter, and the rights that are due to her and the obligations due from her - have been explained in the purified Sunnah.


The secret of her importance lies in the tremendous burden and responsibility that is placed on her, and the difficulties that she has to shoulder - responsibilities and difficulties some, which not even a man bears. This is why from the most important obligation upon a person is to show gratitude to the mother, and kindness and good companionship with her. And in this matter, she is to be given precedence over and above the father. Allah - the most High - says:


"And We have enjoined upon man to be dutiful and good to his parents. His mother bore him in weakness upon weakness and hardship upon hardship, and his weaning is in two years. Show gratitude and thanks to Me and to your parents. Unto Me is the final destination." [Soorah Luqmaan 31:14]
Allah - the Most High - said: "And We have enjoined upon man to be dutiful and kind to his parents. His mother bears him with hardship, and she brings him forth with hardship. And the bearing and the weaning of him is thirty months." [Soorah al-Ahqaaf 41:15]


A man came to Allah's Messenger Sallallahu Aliahi wa Sallam and said: O Messenger of Allah! Who from amongst mankind warrants the best companionship from me? He replied: "Your mother." The man asked: Then who? So he replied:"Your mother". The man then asked: Then who? So the Prophet replied again: "Your mother." The man then asked: then who? So he replied: "Then your father." So this necessitates that the mother is given three times the likes of kindness and good treatment then the father. [Related by al-Bukhari (no.59710 and Muslim (7/2), from Abu Hurayrah radialliaahu'anhu]
As regards to the wife, then her status and her effect in making the soul tranquil and serene, has been clearly shown in the noble ayah (verse), in His - the Most High's saying:


"And from amongst His Signs is this: That He created from you wives from amongst yourselves, so that you may find serenity and tranquility in them. And He has put between you love and compassion. Indeed, in this are signs for those who reflect." [Soorah Ar-Rum 30:21]


Al-Haafidh Ibn Katheer (d.774H) - rahimahullaah - said, whilst explaining the term mawaddah means love and affection, and ar-rahmah means compassion and piety - "since a man takes the hand of a women either due to love for her, or because of compassion and piety for her, by giving to her a child from himself…" [Tafseer Qur'aanul-Adheem (3/4439) of Ibn Katheer]


And the unique stance that the prophet 's wife Khadeejah RA took, had a huge effect in calming and reassuring Allah's Messenger Sallallahu Aliahi wa Sallam , when the angel Jibreel - alayhis-salam - first came to him in the cave of Hiraa. So the Prophet Sallallahu Aliahi wa Sallam  returned to his wife Khadeejah with the first Revelation and with this his heart trembling and beating severely, and so he said to her: "Cover me! Cover me!" So they covered him until his fear was over, after which he told Khadeejah - everything that had happened, and said: 'I fear that something may happen to me." So she said to him: "Never! By Allah! Allah will never disgrace you. You keep good ties with relations, you help the poor and the destitute, you serve your guests generously and assist those who have been afflicted with calamities." [Related by al-Bukhari (1/22) and Muslim (1/139), from the lengthy narration of Aaishah radiallahu'anhaa]
And do not forget about Aaishah RA and her great effect. Since even the great Sahaabah (Companions) use to take knowledge of Hadiths from her, and many of the Sahaabiyaat (female companions) learn the various rulings pertaining to women's issues from her…


And there is no doubt also, the house in which there is kindness, gentleness, love and care, along with the correct Islamic tarbiyah (Education and cultivation) will greatly affect the man. So he will become - if Allah wills - successful in his affairs and in any matter - whether it be seeking knowledge, trading, earning a living, or other than this. So it is Allah Alone that I ask to grant success and to guide us all to that which he loves and is pleased with. And may the prayers of peace be upon our Prophet Muhammad Sallallahu Aliahi wa Sallam , and upon his Family, his companions and his followers.
by the noble Sheikh Abdul-Azeez bin Baaz (rahimahullah)

Best wishes

4.18.2014

Nine Lessons for New Reverts to Islam

By Olivia Kompier
So you’ve reverted to Islam. What now?
1. It Gets Easier
The beginning is always the hardest.  You’ve found the truth, fulfillment, and a sense of peace you never imagined possible.  A handful of people can’t wait to share Islam with their families, but for most of us, breaking the news to parents, grandparents, relatives, and sometimes kids, brings a sense of dread.
This sense of dread has been even more heightened since the September 11, 2001 terror attacks. Many people perceive being a Muslim as the antithesis of being an American, even though Islam teaches us to uphold religious freedom.  To most people Islamic practice embodies the opposite of American values and lifestyles.  Family members may be shocked or even mildly okay at first, but after it has sunk in, they may be angry, devastated, or cut themselves off from you.  You may never again experience the kind of emotional hurts that you will when you first tell your family that you’ve accepted Islam.  The reality is they are hurting too, and their hurts are justified in their minds, even if they aren’t in yours.
In the beginning many family members will act their worst, making threats and saying hurtful things, but the more you stay calm and continue to be yourself despite your new faith, the more they will cool down and eventually realize they overreacted.  Some people may continue to cut you off, but even those hurts will heal as so many more people continue to love and accept you.  Hang in there, it does get better.
2. No matter how much you explain, they still may not get it
Sometimes we think that if we just explained to our family members what Islam is and why its right or why it doesn’t oppress women and why it isn’t about terrorism, our family members will suddenly have a light bulb moment and say “You know what, that does make perfect sense!  I’m not upset anymore!”  Don’t be surprised if it seems to go through one ear and out the other.  The truth is they are hearing what you’re saying and cataloging it, but they are too emotional to focus on it right now.

4.15.2014

an Introduction to Islamic Finance

By: Muhamad Taqi Usmani
Over the last few decades, the Muslims have been trying to restructure their lives on the basis of Islamic principles. They strongly feel that the political and economic dominance of the West, during past centuries, has deprived them of the divine guidance, especially in the socio-economic fields. Therefore, after acquiring political freedom, the masses are striving for the revival of their Islamic identity to organise their collective life in accordance with the Islamic teachings.
In the economic field, it was the biggest challenge for such Muslims to reform their financial institutions to bring them in harmony with the dictates of Shari‘ah. In an environment where the entire financial system was based on interest, it was a formidable task to structure the financial institutions on an interest free basis. The people not conversant with the principles of Shari‘ah and its economic philosophy sometimes believe that abolishing interest from the banks and financial institutions would make them charitable, rather than commercial, concerns which offer financial services without a return.
 Obviously, this is totally a wrong assumption. According to Shari‘ah, interest free loans are meant for cooperative and charitable activities, and not normally for commercial transactions, except in a very limited range. So far as commercial financing is concerned, the Islamic Shari‘ah has a different set-up for that purpose. The ÑçêÉïçêÇ= principle is that the person extending money to another person must decide whether he wishes to help the opposite party or he wants to share his profits. If he wants to help the borrower, he must rescind from any claim to any additional amount. His principal will be secured and guaranteed, but no return over and above the principal amount is legitimate. But if he is advancing money to share the profits earned by the other party, he can claim a stipulated proportion of profit actually earned by him, and must share his loss also, if he suffers a loss.
It is thus obvious that exclusion of interest from financial activities does not necessarily mean that the financier cannot earn a profit. If financing is meant for a commercial purpose, it can be based on the concept of profit and loss sharing, for which musharakah and mudarabah have been designed since the very inception of the Islamic commercial law.
There are, however, some sectors where financing on the basis of musharakah or mudarabah is not workable or feasible for one reason or another. For such sectors the contemporary scholars have suggested some other instruments which can be used for the purpose of financing, like murabahah, ijarah, salam or istisna.
Since last two decades, these modes of financing are being used by the Islamic banks and financial institutions. But all these instruments are not the substitutes of interest in the strict sense, and it will be wrong to presume that they may be used exactly in the same fashion as interest is used. They have their own set of principles, philosophy and conditions without which it is not allowed in Shari‘ah to use them as modes of financing. Therefore the ignorance of their basic concept and relevant details may lead to confusing the Islamic financing with the conventional system based on interest.
The present book is a revised collection of my different articles that aimed at providing basic information about the principles and precepts of Islamic finance, with special reference to the modes of financing used by the Islamic banks and non-banking financial institutions. I have tried to explain the basic concept underlying these instruments, the necessary requirements for their acceptability from the Shari‘ah standpoint, and the correct method of their application. I have also dealt with the practical issues involved in the 7=~å=áåíêçÇìÅíáçå=íç=áëä~ãáÅ=Ñáå~åÅÉ= application of these instruments and their possible solutions in the light of Shari‘ah.
In my capacity as chairman / member of the Shari‘ah Supervisory Boards of a number of Islamic banks in different parts of the world, I came across the points of weakness in their operations caused mainly by the lack of clear perception of the relevant rules and principles of Shari‘ah. This experience emphasized the need for the present book in which I have tried to discuss the relevant subject in a simple way which may be easily understood by a common reader who had no opportunities to study the Islamic financial principles in depth.

This humble effort, I hope, will facilitate to understand the basic principles of Islamic finance and the main points of difference between conventional and Islamic banking. May Allah Ta‘ala accept this humble effort, honour it with His pleasure and make it beneficial for the readers.
or visit http://www.muftitaqiusmani.com/index.php?option=com_content&view=article&id=6:an-introduction-to-islamic-finance&catid=4:books&Itemid=8